THE EXPRESS: Retirement news: ‘We still have the world at our feet, but now we have time to enjoy it!’

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1. Cliff edge

This is the traditional way to retire, but is often dismissed as too sudden. But it works well for many. The key is preparation. “Nowadays most people have been thinking about retirement and preparing for it,” says Chris Phillipson, professor of social gerontology at Manchester University. “So it might be a cliff edge in one sense, but not in a psychological sense.”