PhD students

• Pensions and poverty in later life
• Financial services for an ageing society
• Household money over the lifecourse
• The financial consequences of cohabitation and separation

Professor of Social Gerontology at the University of Manchester focussed on money, pensions, and inequality in later life. 

Fellow of the Academy of Social Sciences and former President of the British Society of Gerontology.  

After reading Law at Trinity Hall, Cambridge in the early 1980s, I qualified as a barrister and practised law in the Middle Temple, ultimately a founding member of Coram Chambers, a leading set of barristers’ Chambers. In the early 2000s, I transitioned to academia to research  pensioner poverty in the context of rapid social changes to family life. 

My research now focuses on the economic and financial dimensions of ageing and the life course, with particular expertise in pensions, financial services, wealth accumulation and decumulation, and socio-economic inequalities in later life. I am recognised for my contributions to financial gerontology, with a strong track record of influencing policy and shaping academic agendas.

I am especially interested in the gendered dynamics of money across the life course, including the gender pension gap, financial decision making in couples, and intergenerational transfers.  I lead and collaborate on numerous interdisciplinary and data-intensive projects, including projects using longitudinal survey data, adminstrative data, and innovative methodological approaches.

I also contribute to wider debates in social gerontology around social care, family relationships, health inequalities, and social policy.  I am an advocate for open and robust national data infrastructures to support research and policy innovation.  I am a Deputy Director of the UK Data Service. 

I currently serve as a member of the Legal & General Longevity Science Panel, and a Governor of the Pensions Policy Institute.  

My research centres on finance over the life course, especially pensions and poverty, financing later life, financial services for an ageing society, cognition and money management in later life, and household money. I am particularly interested in the political economy of pensions, and how pensions and social security systems influence household and family relationships. 

Research Projects:

October 2024 to July 2028, £875,458, Co-Investigator, Wellbeing in Later Life in Bradford (WeLL-Bradford): A Risk-Stratified Longitudinal Frailty Cohort. Nuffield Foundation. 

April 2024 - March 2030. £37,892,269, Co-Investigator, UKDS: UK Data Service, 2024 - 2030. UKRI [ESRC].

January 2024 - December 2028. £5,499,000, Co-Investigator, Healthy Ageing Policy Research Unit. NIHR.

June 2023 to May 2028, £69,000, Consultancy. Legal & General Longevity Science Panel. Legal & General. 

October 2022 to March 2024, £9,271,954, Co-Investigator, United Kingdom Data Service Additional Funding Stream 2022 - 2024. Economic and Social Research Council. 

January 2019 to December 2023, £4,997,373, Co-Investigator. Policy Research Unit: Older People and Frailty. NIHR. 

April 2021 to July 2023, £149,026, Principal Investigator with Alex Hall (Co-PI). Mental Capacity and Personal Finances: A Qualitative Study of Assessment and Support. NIHR.

March 2018 to February 2023, £60,000, Consultancy, Legal and General Longevity Science Panel.

February 2021 to November 2022, £203,197, Principal Investigator with Philp Drake (Joint PI). The impact of Care Act easements under the Coronavirus Act 2020 on the carers of partners with dementia. NIHR.

October 2017 to September 2022, £15,995,372 + £4,999,948 Additional Funding Stream, Co-Investigator, United Kingdom Data Service 2017 - 2022. Economic and Social Research Council. 

December 2019 to May 2022, £23,392, Principal Investigator, COPSAN Network: Care of Older People in Southern Africa. Academy of Medical Sciences/Global Challenges Research Fund. 

January 2021 to December 2021, £26,772. Principal Investigator, Pensions Advisory Group Impact Accelerator Award. ESRC.

January 2020 to July 2020, £5,998, Principal Investigator, Researching pensions on divorce: a scoping and feasibility study of UK data. MICRA and Pensions Policy Institute seedcorn funding.  

February 2019 to January 2020, £127,909, Consultant to NatCen, Pension Freedoms Qualitative Research. Department for Work and Pensions. 

July 2017 to December 2018, £35,000, Co-Investigator, Pensions on Divorce Interdisciplinary Working Group. Nuffield Foundation. 

September 2015 to August 2018, £80,409, Principal Investigator. Connecting policy with the personal: UK pension reforms and individual financial decision making. Collaborative PhD Award, ESRC & Pensions Policy Institute

October 2013 to June 2017, £1,220,634, Co-Investigator with Karen Glaser (PI), Laurie Corna and others. The impact of extending paid work later in life on health and wellbeing: using the past to guide the future. [WHERL]. ESRC/MRC, ES/L002825/1

April 2011 to March 2013, £174,047, Co-investigator with Karen Glaser (PI) and Anthea Tinker. An international study of the role of grandparents in family life. The Gulbenkian Foundation.

October 2007 to July 2010, £274,728, Principal Investigator. Behind closed doors: older couples and the management of household money. ESRC, RES-062-25-0090

January 2010 to April 2010, £16,898, Co-investigator with Karen Glaser. An international study of the role of grandparents in family life: scoping study. The Gulbenkian Foundation/ Grandparents Plus

March 2009 To May 2009 £19,902, Co-investigator with Karen Glaser. Life-course influences on inequality and poverty in old age: a literature review. Equalities and Human Rights Commission

January 2009 To May 2009 £24,976, Co-investigator with Karen Glaser. Life-course influences on inequality and poverty in old age: secondary analysis of existing data. Equalities and Human Rights Commission

December 2008 to April 2009, £21,250, Principal Investigator. Investigating user satisfaction with the Office of the Independent Adjudicator for Higher Education. Office of the Independent Adjudicator for Higher Education

July 2008 to November 2008, £24,643, Principal Investigator. Legal Aid graduated fees and access to justice in family proceedings. Family Law Bar Association 

July 2007 to January 2008, £45,338, Principal Investigator. Measuring the poverty of older people in the UK. ESRC/DWP Research Fellowship

July 2006 to January 2007, £11,305, Principal Investigator. An investigation into user satisfaction with the complaints system for the Bar of England and Wales on behalf of the Complaints Commissioner. Bar Standards Board

October 2001 to September 2004, £39,874. Full-time PhD Studentship: Pensions and Partnerships. ESRC