James Banks is Professor of Economics at the University of Manchester and Senior Research Fellow at the Institute for Fiscal Studies (IFS). He received his BSc from Bristol and MSc from the London School of Economics, joining the IFS as a full-time research economist on completing his MSc in 1990. While employed by the IFS he directed the research into consumption and savings (1992-1999), completed a part-time PhD in Economics at University College London, and served as Deputy Director of the Institute from 1997 to 2002. In 2002 he became Deputy Research Director of IFS and joined the Economics faculty at UCL where he was Professor of Economics. He moved to Manchester in 2010.

• Co-Principal Investigator, English Longitudinal Study of Ageing
• Co-Director, ESRC Centre for the Microeconomic Analysis of Public Policy at IFS
• Understanding Society Scientific Advisory Committee (chair)
• Understanding Society Governing Board
• ESRC Expert Advisory group on Data Infrastucture, Skills and Methods
• UKRI Infrastructure Advisory Committee 

Broad research fields: Applied Microeconometrics, Consumer behaviour, Labour Economics, Public Economics, Economics of Ageing.

Specific research interests: My research focuses on empirical modelling of individual economic behaviour over the life-cycle, with particular focus on consumption and spending patterns, saving and asset accumulation, housing dynamics, retirement and pension choices. In addition I look at broader issues in the economics of ageing, such as health, physical and cognitive functioning and their association with work and socioeconomic status; the dynamics of work disability; the nature of expectations of retirement, health and longevity.