CFO gender and financial reporting transparency in banks

Mohamed Janahi, Yuval Millo, George Voulgaris

Research output: Contribution to journalArticlepeer-review

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Abstract

We investigate the effect of CFO gender on the timeliness of loan loss provision (LLP) reporting using a large sample of US banks from 2007 to 2016. Our findings show that women CFOs are associated with timelier forward-looking provisioning than men counterparts, suggesting that they follow a more transparent approach to financial reporting policies. Our results hold under different model specifications, including the use of bank and CEO fixed effects. We further address endogeneity concerns by showing that the timeliness of LLP reporting improves significantly for banks experiencing a man-followed-by-woman CFO transition. Overall, our study supports the notion that women CFOs are associated with higher financial reporting transparency and provides further insights into how CFO gender affects risk-aversion and ethics in banks, with wider implications about the importance of women’s representation in the finance-based industry.
Original languageEnglish
Pages (from-to)199-221
Number of pages23
JournalEuropean Journal of Finance
Volume27
Issue number3
Early online date13 Aug 2020
DOIs
Publication statusPublished - 11 Feb 2021

Keywords

  • CFO gender
  • corporate governance
  • financial reporting transparency
  • gender diversity
  • loan loss provision

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