The retail-banking expansion in Chile and the "democratisation" of credit practices: juggling with threats, opportunities, and the unavoidable

Alejandro Marambio-Tapia

The retail-banking expansion in Chile and the "democratisation" of credit practices: juggling with threats, opportunities, and the unavoidable

Alejandro Marambio-Tapia

Sociology

Research output: Chapter in Book/Conference proceeding › Conference contribution › peer-review

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Abstract

This paper tries to address how Chilean households are dealing with the retailled“democratisation” of credit that the neoliberal Chilean society hasexperienced from 20 years ago. The social place of credit use and indebtednesshas been researched in the context of austerity measures, sovereign debtissues, and the subprime crisis; fewer accounts have drawn attention in placeswhere the credit expansion had happened in times of economic growth, andmoreover has been considered an essential feature of modernisation and theestablishment of a consumer culture. Using theory of practices as a syntheticapproach, contradictory elements in everyday lives of families emergesattached to credit practices.

Original language	English
Title of host publication	host publication
Publication status	Published - 3 Mar 2016
Event	Debt Trails Mapping relations of debt and credit from everyday actors to global credit markets - Budapest, Hungary, ELTE University Duration: 3 Mar 2016 → 4 Mar 2016

Conference

Conference	Debt Trails Mapping relations of debt and credit from everyday actors to global credit markets
City	Budapest, Hungary, ELTE University
Period	3/03/16 → 4/03/16

UN SDGs

This output contributes to the following UN Sustainable Development Goals (SDGs)

SDG 10 Reduced Inequalities

Keywords

Credit
Retail-Banking
Cultural Economy
Budgeting
Debt

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title = "The retail-banking expansion in Chile and the {"}democratisation{"} of credit practices: juggling with threats, opportunities, and the unavoidable",

abstract = "This paper tries to address how Chilean households are dealing with the retailled{\textquotedblleft}democratisation{\textquotedblright} of credit that the neoliberal Chilean society hasexperienced from 20 years ago. The social place of credit use and indebtednesshas been researched in the context of austerity measures, sovereign debtissues, and the subprime crisis; fewer accounts have drawn attention in placeswhere the credit expansion had happened in times of economic growth, andmoreover has been considered an essential feature of modernisation and theestablishment of a consumer culture. Using theory of practices as a syntheticapproach, contradictory elements in everyday lives of families emergesattached to credit practices.",

keywords = "Credit, Retail-Banking, Cultural Economy, Budgeting, Debt",

author = "Alejandro Marambio-Tapia",

year = "2016",

month = mar,

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language = "English",

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AU - Marambio-Tapia, Alejandro

PY - 2016/3/3

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N2 - This paper tries to address how Chilean households are dealing with the retailled“democratisation” of credit that the neoliberal Chilean society hasexperienced from 20 years ago. The social place of credit use and indebtednesshas been researched in the context of austerity measures, sovereign debtissues, and the subprime crisis; fewer accounts have drawn attention in placeswhere the credit expansion had happened in times of economic growth, andmoreover has been considered an essential feature of modernisation and theestablishment of a consumer culture. Using theory of practices as a syntheticapproach, contradictory elements in everyday lives of families emergesattached to credit practices.

AB - This paper tries to address how Chilean households are dealing with the retailled“democratisation” of credit that the neoliberal Chilean society hasexperienced from 20 years ago. The social place of credit use and indebtednesshas been researched in the context of austerity measures, sovereign debtissues, and the subprime crisis; fewer accounts have drawn attention in placeswhere the credit expansion had happened in times of economic growth, andmoreover has been considered an essential feature of modernisation and theestablishment of a consumer culture. Using theory of practices as a syntheticapproach, contradictory elements in everyday lives of families emergesattached to credit practices.

KW - Credit

KW - Retail-Banking

KW - Cultural Economy

KW - Budgeting

KW - Debt

M3 - Conference contribution

BT - host publication

T2 - Debt Trails Mapping relations of debt and credit from everyday actors to global credit markets

Y2 - 3 March 2016 through 4 March 2016

ER -

The retail-banking expansion in Chile and the "democratisation" of credit practices: juggling with threats, opportunities, and the unavoidable

Abstract

Conference

UN SDGs

Keywords

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