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The role of housing finance in addressing the needs of the urban poor: Lessons from Central America

Research output: Contribution to journalArticlepeer-review

Abstract

This paper analyzes three forms of low-income housing finance implemented in Central America: up-front and targeted state subsidies for mortgage finance to access new housing; small, repeated loans for incremental housing improvements; and co-financing methods for the introduction of infrastructure and basic services. It shows that technical assistance for self-help construction, when combined with sound inclusive financial methods, can open new opportunities to make land, shelter and services affordable to different urban poor sub-groups.
Original languageEnglish
Pages (from-to)13-30
Number of pages17
JournalEnvironment and Urbanization
Volume20
Issue number1
DOIs
Publication statusPublished - Apr 2008

UN SDGs

This output contributes to the following UN Sustainable Development Goals (SDGs)

  1. SDG 1 - No Poverty
    SDG 1 No Poverty
  2. SDG 8 - Decent Work and Economic Growth
    SDG 8 Decent Work and Economic Growth
  3. SDG 9 - Industry, Innovation, and Infrastructure
    SDG 9 Industry, Innovation, and Infrastructure
  4. SDG 10 - Reduced Inequalities
    SDG 10 Reduced Inequalities
  5. SDG 11 - Sustainable Cities and Communities
    SDG 11 Sustainable Cities and Communities

Keywords

  • Central America
  • Co-financing
  • Housing subsidies
  • Microfinance
  • Mortgaged loans

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